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Founded by Veterans in Hampton Roads

Company Name:
Approximate Salary:
Not Specified
Columbus, Virginia
United States
Position type:
Full Time
Experience level:
2 - 5 years
Education level:
Bachelor's Degree

Commercial Underwriter

Position Title: Commercial Underwriter Reports To: Director of Projects and Finance Appointment Type: Full-time Schedule and Hours: Varies as necessary Summary of Position: Directly assist Project Finance Team with the commercial underwriting of JobsOhio and the Development Services Agency's Economic Development Loan Programs. Overview JobsOhio's Project Finance Team manages the underwriting and administration of JobsOhio and Development Services Agency (DSA) loan programs; including but not limited to, JobsOhio Growth Fund Loan, JobsOhio Revitalization Loan, JobsOhio Site Redevelopment Pilot Loan, Ohio Enterprise Bond Fund, 166 Direct Loan, Innovation Ohio Loan Fund and Research and Development Investment Loan. Duties and Responsibilities The Commercial Underwriter is primarily responsible for financial analysis and completion of loan presentation documents for appropriate approval. Must have ability to prioritize and adapt to changing deadlines, advanced interpersonal skills, excellent communication and desire to work as a team.

  • Ability to analyze a wide range of industries, company sizes, and traditional and non-traditional lending standards:
    • Small (>$3MM revenue), medium ($10MM to $1 Bil.) to Large (>$1 Bil. revenues),
    • Commercial & Industrial (C&I), Commercial Real Estate (CRE), Technology, Health Care, etc.
    • Complex projects with multiple sources of capital.
    • Growth stage companies that may qualify for specialty loan programs outside of traditional lending standards.
  • Effectively communicates with project finance managers, project managers, and regional economic development partners (internal clients) to resolve issues.
  • Manage the underwriting process for timely decisions.
  • Maintains knowledge of JobsOhio and DSA guidelines and risk rating requirements.


Preferred Qualifications / Required Education and Experience

  • Bachelor's degree: preferably in Finance, Accounting or Business
  • Minimum 2 years' experience underwriting loans for business/commercial clients
  • Effective written and verbal communication/presentation skills
  • Proficient user of Microsoft especially Word and Excel.
  • Experience using Moody's Analytics (or similar product) and Salesforce a plus
  • Strong teamwork and partnering skills with ability to effectively manage the expectations of multiple internal/external constituents.
  • Excellent analytical skills; ability to quickly understand complex problems and recommend solutions.

JobsOhio is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, pregnancy, gender identity or expression, sexual orientation, national origin, genetic information, disability, age, ancestry, familial status, or veteran status.

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